Independent Living

• Older adults who can handle their daily activities on their own (bathing, dressing, cooking, etc.)
• People who want to downsize from a larger home
• Those seeking more social connection and less isolation
• Retirees who want a maintenance-free lifestyle

• Apartments or studio units within a larger community
• Cottages or small standalone homes
• Continuing Care Retirement Communities (CCRCs) that offer independent living as one tier

• Meals often one to three meals per day in a communal dining room
• Housekeeping and laundry 
• Transportation to appointments, shopping, and outings
• Social and recreational activities fitness classes, games, trips, events
• Security staff on-site and emergency call systems
• Utilities often bundled into monthly fees

• Personal care assistance (help with bathing, dressing, medications)
• Skilled nursing or medical care
• Memory care services

If a resident's needs grow beyond what independent living offers, they may need to transition to assisted living or another level of care.

Monthly costs typically range from $1,500 to $6,000+, depending on location, amenities, and unit size. Most independent living is paid out of pocket, as Medicare and Medicaid generally do not cover it.